My Community Mortgage: Not affiliated with or endorsed by the Department of Veterans Affairs or any government agency. NMLS #2408499
VA Loan Payment Calculator
Estimate your monthly payment for a purchase, IRRRL, or cash-out refinance — funding fee included automatically based on your situation.
Transaction Type
Purchase
Refinance
IRRRL (Rate/Term Only)
Cash-Out Refinance
Property & Loan
VA Funding Fee
Yes
No
Yes
No
Taxes, Insurance & HOA
Current Loan
VA Funding Fee
Yes
No
Yes
No
Taxes & Insurance (optional)
$0/mo
Estimated total monthly payment
Principal & interest$0
Property tax$0
Homeowners insurance$0
HOA dues$0
Taxes + insurance$0
Base loan amount$0
VA funding fee (0%)$0
Total loan amount$0
The funding fee is financed into your loan by default, per VA guidelines — that's why it's included in the total loan amount above.
Check My Eligibility for These Numbers
This is an estimate, not a rate quote. See your actual eligibility and get a real quote from a licensed loan officer.
My Community Mortgage · NMLS #2408499. This calculator provides estimates only and is not a loan offer, rate quote, or commitment to lend. Actual rates, fees, taxes, and insurance vary by lender, credit profile, and location. Equal Housing Opportunity.
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